Free Tool · For Renters

Home Readiness Score™

Stop wondering "when can I buy?" In 2 minutes, get your readiness score, your realistic purchase-ready date, and a clear roadmap — no pressure, no obligation.

Home/ Assessments/ Home Readiness Score™
Step 1 of 425%
Your Finances
Let's start with the numbers
This stays completely private. We use it only to calculate your readiness — nothing is shared.
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$
$
Include any gift funds or registered savings (RRSP/FHSA) you'd put toward a home.
Credit & Income Stability
Your financial foundation
Lenders look closely at these two. Don't worry if they're not perfect — that's exactly what your roadmap is for.
Under 600
600 – 649
650 – 699
700 – 749
750+
Less than 1 year
1 – 2 years
2 – 5 years
5+ years
Debt & Timing
Almost there
Two quick questions about your current debt and when you'd love to be in your own home.
High Carrying significant credit card / loan balances
Moderate Some balances, manageable monthly
Low Minimal balances, paid down regularly
Minimal / None Little to no consumer debt
3+ years away
2 – 3 years
1 – 2 years
Within 12 months
Your Roadmap
Where should we send your results?
Get your Home Readiness Score, your purchase-ready date, and a downloadable PDF roadmap. We'll never spam you or share your info.
Your information is private and secure. No obligation, ever.
Your Mortgage Readiness Date
Based on your profile, you could realistically be purchase-ready in
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0/ 100
Your Buyer Category
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Money Left on the Table
$0
Estimated Purchase Range
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Based on your income & down payment
Estimated Monthly Payment
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Principal & interest, 25-yr, est. rate
Your Personalized Roadmap
The fastest path from renting to owning, built around your answers.

Let's make it happen

Laura Brown & Kristina Kritikos help renters become owners every month — with a clear plan and zero pressure. Let's talk about your roadmap.

Book a Free Strategy Call
How this works & disclaimers: Your Home Readiness Score and estimates are educational guidance, not a mortgage approval, financial advice, or a guarantee of financing. Purchase range and monthly payment are estimates based on the figures you entered, a representative interest rate, a 25-year amortization, and standard Canadian down-payment minimums — your actual numbers depend on lender qualification, rates at the time, property taxes, condo fees, and insurance. Your readiness date is an informed projection, not a commitment. For an accurate, personalized assessment, speak with a licensed mortgage professional. The Mother Daughter Team™ — Laura Brown & Kristina Kritikos, REALTORS® with RE/MAX Escarpment Realty Inc., Brokerage — can connect you with trusted mortgage partners at no cost.

From Renter to Owner —
We'll Show You How

Whether you're ready now or building toward it, we'll meet you where you are with a real plan. No pressure, just honest guidance.

Talk to Our Team